Insurance & Risk Advisory in Singapore
Alpha Consultant provides specialist advisory to Singapore-regulated insurers, financial institutions and fintechs. Our work covers MAS regulatory compliance, actuarial consulting, risk management, licensing and corporate transactions.
The Singapore Regulatory Environment
Singapore is one of Asia Pacific's most demanding regulatory environments for financial institutions. MAS maintains high standards across capital, risk governance, AML/CFT and conduct. Our advisers work directly with the frameworks that Singapore-licensed entities navigate every day.
MAS Regulatory Framework
Singapore insurers operate under the Monetary Authority of Singapore's Insurance Act and a comprehensive set of MAS Notices and Guidelines. Alpha Consultant supports insurers, brokers and financial advisers with licence applications, regulatory submissions and ongoing compliance.
RBC2 Capital Framework
The Risk-Based Capital 2 (RBC2) framework sets capital adequacy requirements for Singapore-licensed insurers. We provide RBC2 advisory, capital planning support and training to help insurers understand their capital position and meet MAS expectations.
ORSA Requirements
MAS requires licensed insurers to complete an Own Risk and Solvency Assessment (ORSA) at least annually. We provide independent ORSA reviews and framework development to support insurers in meeting this requirement credibly.
AML/CFT Obligations
Singapore-regulated financial institutions face detailed AML/CFT requirements under MAS Notice on the Prevention of Money Laundering and Countering the Financing of Terrorism. We develop frameworks, conduct independent reviews and support remediation.
Advisory Services for Singapore Entities
Our advisory covers the full range of regulatory, risk, actuarial and transaction needs for Singapore-licensed insurers, financial advisers, fintechs and holding companies.
Enterprise Risk Management
Building robust risk frameworks that meet regulatory expectations and drive strategic value.
ORSA Advisory
Independent ORSA reviews and framework development for licensed insurers.
Risk-Based Capital
Specialist RBC2 advisory and training for Singapore and regional insurers.
Regulatory & Licensing Advisory
Navigating MAS and regional regulatory requirements with experienced practitioners.
AML/CFT Compliance
Building defensible AML/CFT frameworks for Singapore-regulated financial institutions.
Actuarial Consulting
Rigorous actuarial analysis supporting pricing, reserving and capital decisions.
Financial Modelling
Rigorous financial and actuarial models supporting business decisions and regulatory submissions.
Due Diligence & Corporate Deals
Cross-border transactions, managed end to end.
IPO & Capital Markets Advisory
From private company to listed issuer.
Insurtech & Digital Insurance
Strategic advisory for digital insurers, MGA platforms and insurance technology ventures.
Asia Market Entry Advisory
Structured market entry support for insurance and financial services businesses entering Asia.
Singapore Office
139 Cecil Street, #03-12 YSY Building, Singapore 069539
Navigating a Complex Insurance, Risk or Regulatory Challenge?
Whether you are strengthening your risk framework, entering a new market, preparing for regulatory review or building a new insurance proposition, our team would be pleased to discuss how we can support you.