Financial Modelling
Rigorous financial and actuarial models supporting business decisions and regulatory submissions.
Overview
Financial modelling, due diligence support, business planning and valuation analysis for insurance and financial services transactions.
How Alpha Can Help
Our team brings direct practitioner experience to every engagement. We work with clients from initial assessment through to implementation, providing practical advisory grounded in real-world understanding of financial modelling.
Whether you need an independent review, framework development, regulatory preparation or executive training, our senior consultants can support your requirements directly.
Service Areas
Frequently Asked Questions
What is a financial model review for an insurance company?
An independent assessment of the design, assumptions and outputs of an insurer's financial model, covering model structure and logic, assumption setting and governance, output validation and the appropriateness of the model for its intended use. Model reviews are expected for material models used in regulatory submissions, capital decisions and transaction support.
When do insurers need external financial modelling support?
External modelling support is typically engaged for business planning, capital management decisions, M&A and due diligence, regulatory submissions where model validation is required, and product development where pricing models need independent assessment. It is also used when an insurer lacks in-house modelling capacity for a specific project.
What financial modelling is required under RBC2 and IFRS 17?
RBC2 requires insurers to model their capital requirements under a range of stress scenarios and to project solvency ratios over a forward-looking planning horizon. IFRS 17 requires actuarial cash flow models to estimate future insurance cash flows and measure insurance liabilities. Both frameworks involve significant modelling infrastructure and governance requirements.
Discuss Your Modelling Requirements
Our team would be pleased to understand your requirements and discuss how we can support your organisation.
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Navigating a Complex Insurance, Risk or Regulatory Challenge?
Whether you are strengthening your risk framework, entering a new market, preparing for regulatory review or building a new insurance proposition, our team would be pleased to discuss how we can support you.