All Insights
Risk & Governance 8 min read 28 October 2024

ORSA in Practice: Moving Beyond Compliance to Strategic Value

Enterprise risk management review: risk heat map, exposure by category and mitigation controls

The Own Risk and Solvency Assessment has become a regulatory fixture across Asia Pacific, yet many insurers still treat it as an annual compliance exercise. A well-executed ORSA should influence business planning, capital allocation and stress testing. This piece sets out what a high-quality ORSA looks like in practice, covering risk appetite integration, forward-looking capital projections and how regulators across Singapore, Malaysia and Hong Kong are evaluating submissions.

What this briefing covers

  • What separates a strategic ORSA from an annual compliance exercise
  • Integrating risk appetite into business planning and capital allocation
  • Building credible forward-looking capital projections and stress scenarios
  • How regulators in Singapore, Malaysia and Hong Kong evaluate submissions
  • Board engagement and the ORSA governance trail

Full briefing

The written briefing on this topic is being prepared. In the meantime our consultants can talk through how it applies to your organisation directly.

Briefing details

Category
Risk & Governance
Reading time
8 min read
Published
28 October 2024